State Farm Insurance Agent View Licenses

Karen Michaels

Michaels Ins and Fin Svcs Inc

  • ChFC®
  • RICP®
  • CLU®

16 Commercial Plz
Elkton, MD 21921-5916

199 S. Bridge St. Across from Goodwill

Map & Directions Contact Us
ABOUT ME

State Farm Agent since 2005 Insurance Agent Serving All of MD, DE, and PA State Farm Exotic Travel Qualifier State Farm Chairman Circle Qualifier State Farm President's Club Qualifier Quotes on Car Insurance in Elkton Elkton Auto Insurance Available Save on Car Insurance in Newark Call for Home Insurance in Elkton Quotes on Renters Insurance in Elkton State Farm 2nd Office Serving Cecil County & Delaware We would love to help you with insurance State Farm SVP Qualifier State Farm Million Dollar Roundtable Qualifier Free Quotes on Home Insurance & Renters Insurance State Farm Insurance Out of State Transfers to Cecil Co

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Karen Michaels State Farm Agent
Office Hours
Insurance Products

Auto, Home, Business, Property, Life, Health

Other Products

Banking, Mutual Funds, Annuities

Get a Quote
Get a Quote
ABOUT ME

State Farm Agent since 2005 Insurance Agent Serving All of MD, DE, and PA State Farm Exotic Travel Qualifier State Farm Chairman Circle Qualifier State Farm President's Club Qualifier Quotes on Car Insurance in Elkton Elkton Auto Insurance Available Save on Car Insurance in Newark Call for Home Insurance in Elkton Quotes on Renters Insurance in Elkton State Farm 2nd Office Serving Cecil County & Delaware We would love to help you with insurance State Farm SVP Qualifier State Farm Million Dollar Roundtable Qualifier Free Quotes on Home Insurance & Renters Insurance State Farm Insurance Out of State Transfers to Cecil Co

Insurance Products

Auto, Home, Business, Property, Life, Health

Other Products

Banking, Mutual Funds, Annuities

Office Info

Office Map

Address:

16 Commercial Plz
Elkton, MD 21921-5916

Map & Directions

Languages:

English, Español

File a ClaimSend a Payment

Languages:

English, Español

Simple Insights®

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Videos

Reasons You Need Roadside Assistance
Reasons You Need Roadside Assistance video
Audio Transcript
Our office can always be reached at (410) 398-1760
Your Preferred method of contact
I'd like more info about

The mission of the Karen Michaels State Farm office is to serve customers in Elkton, MD and surrounding Cecil County, as well as Delaware and Pennsylvania. We can help with auto insurance, home insurance, life insurance, health insurance, banking and more. Stop in and meet with our experienced State Farm insurance team to get the protection you deserve for you and your family. We are licensed to help customers in Maryland, Delaware, and Pennsylvania. Let the Karen Michaels State Farm team give you value-based coverage and prepare you for life's unexpected.

RB

Robert Bowersox

License #3000242508

KC

Keara Cottrell

License #3000010067

Keara has worked for Karen Michaels State Farm since 2016 on our Customer Care Team. She is married to her high school sweetheart, John, and they have a baby girl born in July of 2017. She loves spending time with family, especially on Sundays, supporting the local Baltimore Football Team. She has lived in Cecil County for 23 years and graduated from North East High School in 2010.

TE

Tracie Ebersole

License #1336590

Tracie has been in the insurance industry for over 27 years and a team member of Karen Michaels State Farm since 2008. Tracie is licensed in Maryland, Delaware, and Pennsylvania; and experienced in servicing all personal and commercial policies. She enjoys spending time outdoors and with her young granddaughter.

CG

Chris Greaver

Team Leader
License #100020961

Working in both North East since 2008 as well as our Elkton location, Chris' experience includes financial services, life, health, commercial, auto, & home insurance. In 2013, Chris received the LUTCF designation from The American College. He is a member of the National Association of Insurance & Financial Advisors. Chris holds a Masters Degree from the University of Maryland and a Bachelors degree from Towson University. Chris is a lifetime Maryland resident and is licensed in MD, DE, and PA.

JH

Jose Hernandez

License #2094353

Jose is originally from South Jersey and has been a State Farm Team Member since 2012. He enjoys assisting customers and helping them to understand their insurance and build their income and assets. Jose has two small dogs that he likes to spend time with and enjoys his hobby of working on computers when he's not at work.

LH

Laurena Hernandez-Sexton

License #1110010

Laurena has been a local State Farm team member since she was a student helping out part-time, giving her over 12 years of experience in serving Maryland, Delaware, and Pennsylvania insurance policies. She and her husband recently welcomed a 2nd child and enjoy spending time with their family and pets.

KL

Krystal Leipold

License #2088749

Krystal grew up in the Cecil County area and lives locally. She has been a State Farm team member since 2012 and is our Director of First Impressions and in-office claims professional. She and her husband enjoy outdoor activities with their Labrador Retriever, and also enjoy travelling to the beach and mountains.

LR

Laurielle Romero Lazcano

Insurance Account Representative
License #100018648

Laurielle grew up in Baltimore City, MD and graduated from The Patterson Business & Finance Academy in 1997. She's been a State Farm team member since 1997 and enjoys nature hikes, international travel and photography. She and her husband have 2 kids that they're raising in nearby Harford County. Laurielle tambien habla Espanol.

MW

Magen Woosley

License #DOI-842713

TY

Tiffany Younghein

License #3000258548

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Agent Licenses for Karen Michaels
License:MD-199091
Additional License:DE-0160308, PA-722282
STATE FARM BANK® NMLS #:139716
NMLS ID#:228208
MLO License#:46-43
Disclosures

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm BankMember FDICEqual Housing Lender

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2019/01/0054

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.